What is a Returned Payment fee on my credit card?

A returned payment fee is £10 (or £5 if you have a Reward Black card). The returned payment fee is applied to your account if payment from your direct debit or cheque has been rejected because of insufficient funds in the account you are making the payment from.

The charge can be avoided by making sure there is enough money in the account you pay your credit card bill from. It is also possible to change the due date for your credit card payment to a more convenient time in the month. If you would like to discuss this please Contact Us.

If you have a credit card that we no longer offer, different fees and charges may apply. If you would like further information on the fees and charges that will apply to your credit card or would like to find out why a fee or a charge has been applied to your account please Contact Us.