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Ulster Bank accounts
Compare our bank accounts
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All the essentials to make everyday banking easy for you.
Manage your account using our Mobile Banking app. Criteria applies.
Multiple ways to pay; Apple Pay, Google Pay and Contactless Debit Card. Limits apply.
No monthly fee.
Information Message
To apply, you need to be 18+ and a UK resident.
Additional bank accounts
We also offer additional bank accounts to suit your needs.
Information Message
Specific account eligibility criteria applies.
ufirstgold
Available to existing current account holders only.
For £10 a month you'll get:
- Worldwide travel insurance
- Mobile phone insurance
- 15% cash-back on concerts, shows and sporting events.
To apply, you need to be 18+ and a UK resident.
Information Message
Student Account
Student accounts are changing.
- Student accounts will now be provided by NatWest.
- No monthly fee.
To apply:
- You must be 17+ and have been living in the UK for at least 3 years. Online applications only.
- You need to be a full time undergraduate student (on at least a 2-year course at a UK university/college) or nursing course lasting a year or more. You can apply within 6 months of your course start date.
- To confirm you're a student and eligible for this account, we require your unique 16 digit UCAS code.
- You must use your student account as your main account by depositing student finance, wages, or other regular income into it.
Information Message
Child & Teen
Looking for a kid's account?
Adapt account (11-17 year olds)
- Current account with a contactless debit card.
- Works with Apple Pay and Google Pay™.
Rooster Money (3-17 year olds)
- Parent-managed pocket money app.
- Set allowances and track your kids’ spending and saving.
- Fees may apply for additional services. T&Cs apply (PDF, 100KB).
Information Message
Foundation account
If you’re not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You cannot apply directly for a Foundation account.
Premier accounts
Enjoy a host of exciting benefits with our Premier current accounts. Specific account and Premier eligibility criteria apply.
Joint accounts
If you're looking to open a Joint account with someone, follow the below link to find out more.
Thinking of switching your bank account to us?
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
Supporting our customers
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.