This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.
Overlay
Car Loans
New car? Used car? Make it your car with a car loan from us.
Representative APR 6.6%
To apply, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).
Apply in minutes
It takes minutes to apply online. It's also easy, as we fill out your info where we can.
Fixed-rate loans
Your interest rate is fixed, so you'll usually pay back the same amount each month*, simple.
For new and used cars
Pay upfront for your new (or pre-loved) wheels, then spread the cost up to 8 years - it depends on how much you're borrowing.
*You'll pay the same each month as long as you pay the full amount each month, on time (otherwise you might have fees on top). What's more, the final monthly payment may be slightly higher or lower than the rest.
You could get your money today
Your money could be in your account the same day if you apply online, are unconditionally accepted and sign your loan documents before 5:45pm Monday to Friday, excluding bank holidays (it may take longer if we need more info).
A handy explanation of APR
Loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a
(Fixed)
The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
