This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.
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Holiday loans
A step towards your dream destination
Representative 6.6% APR
To apply online, you must be 18+ and a UK resident with a Ulster Bank current account (held for 3+ months).
About our holiday loans
We all deserve to have a break from time to time, whether it’s a trip of a lifetime, a relaxing getaway or ticking somewhere off your bucket list. You could use a holiday loan to help you get to your dream destination and repay your loan over time.
See how much you can borrow
Give our loan calculator a try to decide how much you want to borrow for your holiday, how long you'll need to pay it off and what the Representative APR is.
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Check your personalised quote
See if you're likely to be approved, with no impact on your credit score. If you're applying for a sole loan, in most cases we'll show you how much you could borrow and your personalised interest rate at the start of your application.
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Same day funds
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri.
Sometimes we need to contact you for more information, so it can take a little longer.
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Loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a
(Fixed)
The rate you pay depends on your circumstances, loan amount and term and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
It's easy to manage your holiday loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
It's easy to manage your holiday loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
Can I pay off my loan early?
It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.
