We will soon be reducing some of our interest rates, see the changes here.
Overlay
Personal accounts
Loyalty Saver
Balance
£1 - £4,999
£5,000+
AER/Gross p.a. (variable)
1.25%
4.00%
Interest is paid on a tiered basis which means you'll earn one rate on your entire account balance. If, for example, you hold £15,000 in your account your interest rate will be 4.00% AER/Gross p.a. (variable) on your entire account balance. Interest paid annually on the first business day in January.
Cash ISA
Balance
£1 - £24,999
£25,000+
AER/Tax-free p.a. (variable)
1.15%
2.45%
Interest paid annually on the last business day in October
urfirst
Balance
£1+
AER/Gross p.a. (variable)
2.05%
Interest paid annually on the last business day in October
Balance
£1 - £4,999
£5,000 - £3,000,000
AER p.a. (variable)
1.06%
4.50% (includes 1.75% AER (variable) and 2.75% AER bonus (fixed))
Gross p.a. (variable)
1.05%
4.41% (includes 1.74% gross p.a. (variable) and 2.72% gross p.a. bonus (fixed))
Interest is calculated daily and paid on the first business day of the month and at account closure. You’ll be able to see and access the interest in your account on the following day. During the 12 month term, if you have a balance of £5,000 and £3,000,000, you will earn the bonus interest rate in addition to the variable rate. If your balance drops below £5,000 at any time during the 12 month term, interest will be paid at the variable interest rate set out above. Interest is earned from the first payment made to the account.