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What is an ISA?

What is an ISA?

Individual Savings Accounts (ISAs) were launched by the Government to encourage people to save for the future. They are 'wrappers' in which you can hold either a traditional savings account (Cash ISA), stock market-based investments (Stocks and Shares ISA) or first time buyer scheme (Help to Buy: ISA).

Any interest earned on savings or any capital gains made on investments held within an ISA are tax free.

Learn about our ISAs and view our range of ISA accounts (opens in a new window).