This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.
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Personal Loans
Bring your plans to life with a personal loan
Representative 6.6% APR
Personal loans
See if we could help put your plans into action
- Use our loan calculator to figure out the best loan for you
- See your personalised quote with no upfront credit check
- Get your money the same day
- Apply online in minutes
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To apply, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).
Buying a car
A loan could help you buy a new or used car to get you on the road.
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Sprucing up your home
Make your house a home with a home improvement loan.
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Consolidating your debt
Bring your finances together in to one monthly payment.
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Going on holiday
A helping hand to get you to your dream destination.
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Borrowing more
If you already have a loan with us but need to borrow more, we may be able to help. You could either . . .
- Open a new loan and keep your existing one or,
- Replace your existing loan with a larger one
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Use our loan calculator
Try our loan calculator to estimate how much you could borrow, see representative interest rates and your potential monthly repayments.
Get a personalised quote
Use our eligibility checker to find out if you're likely to be approved for your loan. It only takes a few moments and we use a soft search, meaning there'll be no impact on your credit score.
Compare your borrowing options
Take a look at our borrowing options guide to help you choose the best borrowing option for your individual needs.
It's easy to manage your loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
It's easy to manage your loan
We make it easy to manage your loan, so you're in control:
Pay us back early, if you want
You'll just need to pay a fee.
Make overpayments
Chip away at your balance as and when you can.
Use our quick and simple app
Everything you need in one place.
Change your payment date
Just give us a call and we’ll update your Direct Debit.
Can I pay off my loan early?
It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.
