Your home or property may be repossessed if you do not keep up repayments on your mortgage.
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How can we help?
Manage your mortgage
Looking for a new deal?
If your current Ulster Bank mortgage deal is ending or you’re on Standard Variable Rate, you could switch to a better deal.
Find out more about switching your mortgage deal and get a personalised quote in just a few minutes.
Tools to help you plan
Check out our overpayment calculator which has been designed to help you better understand and manage your mortgage options.
Overpayment calculator
Use our overpayment calculator to see how much you could save by making either extra monthly payments or paying a lump sum to your capital repayment mortgage.
How energy efficient is your home?
An Energy Performance Certificate (EPC) rates a property's energy efficiency and could help you to buy a home that’s more energy efficient, helping to reduce your impact on the climate too.
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How to reduce your energy bills
Whether you’re a renter or a homeowner, you could start saving energy – and money – with these simple tips.
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Energy saving changes for your home
Take a look at how you could save money in the long term with some changes to help make your home more energy efficient.
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Borrow more on your mortgage
Achieve your future plans in the present
If you have a residential mortgage with us, in some circumstances, you could borrow up to 90% of the value of your home.
- Applications for additional borrowing are subject to LTV and must meet our current lending requirements
- Minimum amount is £10,000
- Minimum term 3 years - maximum term 35 years (maximum age 70)
Book an appointment with a mortgage adviser if you wish to discuss your needs in more detail.
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Additional borrowing is available on a capital and interest repayment basis. You may be able to borrow more on an interest only basis, subject to criteria.
Moving home
Planning to move home?
As an existing mortgage customer, you may be able to take your mortgage deal with you to your new home. This is known as porting. Alternatively, you may prefer to choose a new deal for your mortgage.
If you want to find out more about your options, and which is right for you, book an appointment with one of our mortgage advisers.
Buying an additional property?
Alternatively, if you're thinking of buying a second home, an investment property or are looking to re-mortgage a property that you have with another lender, we'll help you to make it that little bit easier.
Book an appointment
Lines are open:
9am - 5pm (Mon - Fri)
Except bank holidays.
Closed (Sat and Sun)