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Credit cards
What support is available online?
Set up a Direct Debit
No more worries about forgetting a payment. You can pay either the minimum amount, a fixed amount, or your full balance every month – and easily change or cancel your Direct Debit whenever you want. It’s easy to set up via the Ulster Bank app.
Managing your credit card
We’ve got lots of useful tips about how to manage your credit card. Check out our info page here.
Confused about credit card fees?
Fees and charges can be confusing. Take a look at our helpful guide here.
Credit card balance increasing?
If your credit card balance is increasing, even though you're meeting the minimum payment each month, you may want to think about ways to reduce the balance on your card. We've got lots of info to help you do just that.
Free Financial Health Check
Fill in our Financial Health Check questionnaire in your own time and we’ll share hints and tips to help you reach your goals. Or, if you’d prefer to speak to someone face-to-face, you can make an appointment with one of our Senior Personal Bankers.
Spending and Budget Tracker
If you’re feeling a bit stuck with money, this handy tool within our app can show you where there’s wiggle room. It sorts your spending into twelve categories – like bills, groceries and transport – then pulls out personal insights to help you budget. It can help you set spending targets too.
Get the Ulster Bank App
Download our handy mobile app. With savvy features like payment reminders and budgeting tools, it’s the quick and easy way to manage your money and stay in control.
Video Banking calls may be recorded and service hours apply. Compatible device required. Our app can be used on compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us.
Anytime Banking is available to customers aged 11+ with an eligible Ulster Bank Northern Ireland account.