What type of account are you looking for?
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Ulster Bank accounts
Ready to open a bank account?
- You could get £200 when you switch your current account held elsewhere to a Select account.
T&Cs and restrictions apply.
How to get £200
1. Open a current account and switch to us
- Apply for and open a Select account.
- Log in to mobile or online banking to request and complete a full switch to us from another bank using the Current Account Switch Service.
2. Within 60 days of switching
- Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours.
- Log in to our mobile app - This can be done on any device that supports the Ulster Bank mobile banking app.
3. You're all set
- When you've met these conditions, we'll pay £200 into your eligible account within 30 days.
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Specific account eligibility criteria & conditions apply. Offer T&Cs and restrictions apply. You won’t be eligible if you or anyone on the account has previously received a NatWest Group cash switch incentive, or if you’re switching an account from NatWest Group (NatWest or Royal Bank). This offer may be changed, replaced, or withdrawn at any time.
Select account
All the essentials to make everyday banking easy for you.
Eligible for our Switch offer.
Manage your account using our Mobile Banking app. Criteria apply.
Multiple ways to pay; Apple Pay, Google Pay™ and Contactless Debit Card. Limits apply.
No monthly fee.
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To apply, you need to be 18+ and a UK resident.
Children
Rooster Money
- The pocket money app that builds good money habits for children.
- Keep an eye on their spending with limits and alerts.
- Free Rooster Card subscription for Ulster Bank customers with older kids (ages 6+), usually £1.99 per month / £19.99 per year for non Ulster Bank customers.
Eligibility criteria and T&Cs apply. Other fees may apply.
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Teens
Adapt account
- Tap to pay with contactless, Google or Apple Pay.
- No fees or overdraft so you don't have to worry about debt.
- Earn 1.60% AER / 1.59% Gross p.a. (variable) interest on your balance. Interest is calculated daily and paid monthly.
Eligibility criteria apply.
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Young adults
Student account
- Student accounts will now be provided by NatWest.
- No monthly fee.
- NatWest offer a 4-year tastecard.
- Offer T&Cs apply.
- Overdraft options available (18+).
Eligibility criteria apply.
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Additional bank accounts
We also offer additional bank accounts to suit your needs.
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Available to existing current account holders only.
For £10 a month you'll get:
- Worldwide travel insurance
- Mobile phone insurance
- 15% cash-back on concerts, shows and sporting events.
To apply, you need to be 18+ and a UK resident.
Foundation account
If you’re not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You cannot apply directly for a Foundation account.
Premier accounts
Enjoy a host of exciting benefits with our Premier current accounts. Specific account and Premier eligibility criteria apply.
Joint accounts
If you're looking to open a Joint account with someone, follow the below link to find out more.
Supporting our customers
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See the FSCS Leaflet (PDF, 3.7 MB) for more information about the scheme and how it protects your money.
How we protect you
Find out more about how we protect your money everyday. Visit our Security Centre to support you stay safe and avoid scams when banking with us.