Travel account

You are eligible for a Travel account if you are over 18, live in the UK, already have an eligible current bank account with us, and are registered for mobile banking.

Eligible accounts include ufirstgold, Current, Select, Student, Private.

Not eligible for Foundation, Adapt or Revolve. Other eligibility exclusions may apply.

Not eligible for business accounts.

You can have two Travel accounts at a time, one for euros and one for US dollars. If you want to link your Travel account to a different current account, you will need to close the Travel account in the app and open a new one, linked to the desired current account.

At the moment only sole account holders can link a Travel account to their sole owned current account. Joint accounts or other party holders are not eligible. If you wish to add another party to your linked current account, your Travel account will need to be closed first.

The Travel account is for your holiday spend, so there is a limit to the amount of euros or US dollars you can hold and spend on it for your safety.

You can hold up to €/$10,000 in the Travel account at a time, and you can spend the same amount daily. Further spend will be charged from your linked current account, subject to our debit card limits, and the usual fees may apply.

You can take out up to €/$200 cash from an ATM abroad without any usual non-sterling transaction fees, every 30 days. Further euro or US dollar cash withdrawals in the 30 day period will come from your linked current account, and the usual fees may apply.

There is no overdraft on the Travel account, so if you don't have enough euros or US dollars in your Travel account to cover a transaction, the full amount of the transaction will be paid from your linked current account and the usual fees may apply.

As long as you have enough to pay for a transaction, and you select to pay for it in euros or US dollars (sometimes also shown as "pay in local currency"), then we won't charge you the usual non-sterling transaction fee.

When topping up your Travel account with euros or US dollars, or exchanging back to pounds, you will be presented with the current rate we have available. You can proceed to secure the rate, or come back later.

If you wish to know the exchange rate of a particular transfer, you can find this in the details section of the transaction on your mobile app.

No, you can top up your euros or US dollars in the app by exchanging pounds from your linked current account, and you can spend the euros or US dollars using your existing linked debit card.

No other payments or transfers can be made in or out of the Travel account.

For more information on how to send money abroad, visit the Sending money abroad page.

The following countries use euro as their local currency: Austria, Belgium, Croatia, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia and Spain.

The euro is also used in non-EU member countries, including Andorra, Monaco, Montenegro, San Marino, Vatican City, Kosovo.

There are other countries in the process of adopting the euro, including Bulgaria, Czech Republic, Hungary, Poland, Romania, Sweden.

The following countries use US dollar as their local currency or in addition to their local currency:  United States, Ecuador, Panama, El Salvador, Turks and Caicos, Zimbabwe, British Virgin Islands, Cambodia, East Timor, Marshall Islands, Micronesia, Palau, Bahamas, Bonaire, Puerto Rico, Aruba, Belize, American Samoa, Barbados, Guam, Bermuda, Northern Mariana Islands, Argentina and Liberia.

You can visit our support pages for more information:

• What is a Travel account?
• What are the requirements to open or close a Travel account?
• How to guidelines for Travel account
• How to spend with a Travel account
• Help with Travel account Transactions