We will soon be reducing some of our interest rates, see the changes here.
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Ulster Bank Saving Accounts
Helping you save money
Loyalty Saver
An instant access savings account. Access your savings via mobile app, anytime banking, by phone or in branch.
On balances between £1 - £4,999 earn 2.00% AER/Gross p.a. (variable)
On balances £5,000 and over earn 4.75% AER/Gross p.a. (variable)
No deposit needed
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Available to UK residents aged 16+ who hold an Ulster Bank current account.
Cash ISA
An instant access, tax-free savings account.
- Tax-free interest on balances up to £20,000
- AER/Gross p.a.(variable) 1.50% for balances between £1 - £24,999
- AER/Gross p.a.(variable) 2.80% for balances over £25,000
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Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank.
Can I open a savings account for a child?
We're not currently offering children's savings accounts. If you're still interested in saving you can take a look at our adult savings range, including our instant access Loyalty Saver.
You must be 16+, a UK resident and hold an Ulster Bank current account to apply for our Loyalty Saver.
Interest rates
Find out your interest rate
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What you need to open an account
Find out which documents we may need to see
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Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.