What type of account are you looking for?
Loyalty Saver
An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch
On balances between £1 - £4,999 earn 2.00% AER/Gross p.a. (variable)
On balances £5,000 and over earn 4.75% AER/Gross p.a. (variable)
No deposit needed
Available to UK residents aged 16+
Additional savings accounts
We also offer additional savings accounts to suit your needs
Specific account eligibility criteria applies.
Cash ISA
Tax-free savings
Instant access
Tax-free interest on balances up to £20,000
AER/Gross p.a.(variable) 1.60% for balances between £1 - £24,999
AER/Gross p.a.(variable) 3.00% for balances over £25,000
Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank.
urfirst Savings Account
Our savings account for children
Free, instant access savings account for children under 16
2.50% AER/Gross p.a. (variable) on balances over £1+
Start saving with as little as £1
Hold the account in trust for a child up to age 12 or in the child’s own name if they are over 7
Available to UK residents under the age of 16.
Interest rates
Find out your interest rate
What you need to open an account
Find out which documents we may need to see
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.