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Late payments could impact your ability to get future borrowing, so if you think you’re likely to miss one, it might be worth reviewing your repayment date. You can view and manage all your payment dates quickly and easily in the Ulster Bank app.

Here’s how:

• Tap on your loan account.
  
• Select 'View loan details’.
• This will show you how much you should pay and on which day.

To amend the payment date

• Tap on your loan account.
  
• Tap on 'payment options’.
• Tap on 'manage your payment date’.

You may have cancelled your Direct Debit in the past and life can be busy – it’s easy to lose track of what needs paying when. So why not set up a Standing Order from your current account? You can do this on the Ulster Bank app.

Here’s how:

• Select the current account you want to set the payment up from.
• Click 'Standing Orders’.
• Choose 'Create Standing Order’.
• Tap on 'Pay someone new' and enter your loan account details – you’ll need to have your loan account, sort code and monthly payment amount handy.

If you’ve missed a payment, the Ulster Bank app will let you know what your arrears amount is. Clearing this is easy to do in the app.

Here’s how:

• Tap on your loan account.
  
• Select ‘Pay off arrears’.
• We'll guide you through the process, it’s quick and simple.

If you don't have the Ulster Bank app, you can find out how to download it below.

Fill in our Financial Health Check questionnaire in your own time and we’ll share hints and tips to help you reach your goals. Or, if you’d prefer to speak to someone face-to-face, you can make an appointment with one of our Senior Personal Bankers.

If you’re feeling a bit stuck with money, this handy tool within our app can show you where there’s wiggle room. It sorts your spending into twelve categories – like bills, groceries and transport – then pulls out personal insights to help you budget. It can help you set spending targets too.

Download our handy mobile app. With savvy features like payment reminders and budgeting tools, it’s the quick and easy way to manage your money and stay in control.