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Fraud guide

Impersonation Scams

Tips to stay safe

These type of scams involve criminals pretending to be a trusted organisation such as a bank, the police, a government department or a service provider.

  1. Your bank or the police will never ask you to transfer money to a safe account or ask for your full PIN, password or passcode.
  2. The bank won’t phone you and ask you to approve a payment – only approve payments that you know you’ve made yourself.​
  3. Contact your bank or an organisation directly using a known email or phone number.
  4. Don’t give anyone remote access to your computer or install any applications or software to your computer or devices following a cold call or unsolicited message or text.
  5. Register for biometrics within the app  as an extra level of security  which helps to protect you against fraud

How to spot Impersonation scams

  • Urgent requests: You receive an urgent request for your personal or financial information, to make a payment or move money.
  • They might try to make you panic: They may pressure you to rush causing a level of panic.
  • Ask you to move money: You’re asked to transfer money to another account for ‘safe-keeping’.
  • Ask you to approve a payment: Scammers might pretend you are owed a refund to get you to give away your One Time Passcodes (OTPs) or ask you to approve a payment in the mobile app that you didn't make.