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Ulster Bank Agriculture

Cormac has been with Ulster Bank for more than 20 years. As well as working for Ulster Bank, he has his own small suckling herd and is an active member of the agri community in Northern Ireland.

Cormac leads our externally accredited agriculture team. We expertise in all forms of local farming sectors such as diary, beef, sheep, poultry, pigs and arable. Our team are core to local farming communities throughout Northern Ireland and are passionate to support your business.

Cormac McKervey, Head of Agriculture Sector

Mobile: +44 7766 071008
Email: cormac.mckervey@ulsterbank.com

Why Choose Ulster Bank

Completely UK-based offering with a dedicated Agricultural underwriting team.

Tailored guidance and support from a named, dedicated, specialist relationship manager.

Long-term relationships with businesses from across the agricultural sector.

Sector-specific thought leadership articles on our NatWest Business Hub.

Agricultural events and forums across the UK with networking opportunities in local communities.

Support for all of your funding needs, from offering overdrafts to investment in your business with our flexible loans.

Investment support for renewable energy tech and low emission solutions.

“The support I get from my agricultural bank manager and team at NatWest is invaluable and being able to access my manager easily and receive advice quickly enables us to make better business decisions.”

Robert Armstrong (Dairy Farmer), G Armstrong and Sons, Langlands Farm, Arrathorne.

Supporting your Agri-Business

We support UK farming businesses across Northern Ireland with finance solutions to help the Agriculture sector thrive. We support a wide range of business models, from traditional to vertical farming, and the agritech that increasingly supports the sector.

Our insight is specifically designed to help navigate challenging times and address issues such as climate change, diversity, and succession planning. We remain fully committed to supporting the farming community.

As part of our commitment to helping businesses across the sector deal with the complexities of rapid policy change and the move to more regenerative practices we provide support via access to our national partner network of industry bodies, valuers and technical experts.

Whether you need specific financing, or want to discuss the upcoming trends for the sector and how to ensure your business remains Future Fit, we’re here to help. 

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Day-to-day banking support

Funding and Loans

We could support all your funding needs, whether that’s offering overdraft support when you need it or helping you invest in your business with our flexible loans.

  • Overdraft support
  • Fixed or variable rate loans
  • Capital repayment holidays for extra flexibility
Information Message

Information Message

NatWest Business Banking services are available to eligible customers, over 18 who have the right to be self-employed in the UK. Some services have specific eligibility and/or terms and conditions. Finance: Security may be required. Product fees may apply. Over 18s only. Subject to status.Interest will accrue during any repayment holiday, so it may take longer to repay the loan and cost more in the long run. Payments may increase afterwards.

Agricultural finance through Lombard

Investing in new machinery, equipment or vehicles is a big commitment for any agricultural business, where tight margins and unpredictable external events play a part. We work in partnership with Lombard’s agricultural specialists who can provide a variety of asset finance solutions that could help your business grow. Find out more.

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Information Message

Security may be required. Product fees may apply. Finance is only available for business purposes.

Bankline

We understand your industry can work seven days a week, so our banking services do too. Bankline allows you to manage multiple business accounts, create users with tailored roles and make payments of all sizes. Find out more.

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Information Message

Bankline is available to eligible NatWest Business current account customers. Fees may apply.

Protect your business

When you’ve built something up, you want to look after it the best you can – protecting it against various risks and challenges you may face. 

Have you considered:

  • Public Liability Insurance 
  • Employers' Liability Insurance 
  • Professional Indemnity Insurance 
  • Life Insurance
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How we could help you build a more sustainable business

We understand the uncertainty the agricultural sector has faced over the last few years, and we’ve been working hard with farmers and policymakers to ease the transition to more sustainable farming practices.

Sustainable Markets Initiative (SMI) is an agribusinesstask force designed to drive powerful collaboration across industries and sectors to help find farmers solutions that could support climate change ambitions. We work closely with key stakeholders across the initiative.

Investing in energy-efficient solutions for your farm

We have ways you could finance your energy efficiency project. So why not keep cash in your business and finance your energy efficient project with us?

Learn more and enquire

Green initiatives in business

Adopting green practices is crucial in tackling climate change, could also help your business be more efficient, and gain positive recognition from customers and investors.

Steps you could take

Agriculture News and Insights

Stay up to date with our news and insights from the world of agriculture

A lake with boats on it

Beef market update: what’s next for 2025?

The Agriculture and Horticulture Development Board (AHDB) examines the current state of the beef trade and the outlook for 2025.

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See what's next for 2025 Open in new window
A lady in a field.

What’s driving the dairy market outlook for 2025?

As we start the new year, the dairy sector remains finely balanced between higher prices, growing volumes, and consumer demand resilience.

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What's the outlook for the dairy market? Open in new window

Meet our Ulster Bank Agriculture team

Whether you need specific financing, or want to discuss the upcoming trends for the sector and how to ensure your business remains future fit, we're here to help.

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Something else we can help you with?