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Scaling

When you're looking to take your business to the next level,  we're here to support you.

You're starting to scale

You're thinking about the future and what that means for your growth. Tap into our expertise at this stage of your business and discover how we could help you expand further. 

You've said that you've:

  • an equity investment or grant of over £1m, with some being received in the last 2 years.

and/or 

  • been growing at 20% year on year, with a turnover over £2m.

Funding your business and investing in others

Finance options for scaling

From instant access to cash with a business credit card for day-to-day expenses, or a business loan to fund an exciting new project, we could help you achieve your ambitious growth goals.

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.

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Coutts Investment Club

High growth businesses can apply to receive direct investment from the Coutts Investment Club, which was set up to connect capital. If you're successful then you could receive direct independent investment.

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Business Development Manager

A Business Development Manager (BDM) can look at the way your business is run and help you work out things that could change for the better. They'll work to understand where you're going and provide the support and resources to get you there. Contact your BDM if you need guidance or call the Business team.

Capital for growth

Invoice discounting

A speedy way to improve your business cashflow

Waiting for invoices to be paid can create cashflow problems for your business. Invoice discounting is a way to quickly release cash tied up in outstanding invoices, and get money to you fast, so you can keep growing.

Security may be required. Product fees may apply. Specific eligibility criteria apply.

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Structured finance

Tailored solutions for mid- to large-sized corporates

We can introduce, structure and execute innovative financing and risk management strategies for your business, drawing on our insights into regional, national and international markets and current funding solutions.

Finance is subject to status. Security may be required. Product fees may apply.

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Growth Capital

Flexible debt financing to help you start, scale and succeed

Enabling entrepreneurs to take their business further, NatWest Growth Capital could provide financing of up to £10m for up to 3 years. It could help you fund your expansion plans, or extend the cash runway without giving up new equity.  

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Join our Entrepreneur Accelerator

Our Accelerator programme supports entrepreneurs to scale their business to the next level with support from our brilliant team who will back you all the way.

Looking for ways to succeed?

Our peer-to-peer coaching sessions are just the thing for high growth businesses looking to scale. With each session themed and facilitated by an expert Ulster Bank Acceleration Manager, they could bring clarity, action and perspective to your business.

To get involved, you’ll need at a minimum of two employees and to have been trading for at least 12 months.

Are you planning for business exit?

You’ve built, grown and owned your business, but planning your next step is a big decision. What about saying goodbye to it? The Business Exit Programme set up by Coutts could support you to take the first steps. Their experts are sharing their knowledge on areas like selling your business, preparing to leave it, and tips to navigate your finances for free.

Not a customer yet?

We've been supporting businesses for more than 50 years, and helping them grow. You could choose from accounts aimed at start-ups, or there's our classic business account. 

Available to eligible customers, over 18 who have the right to be self employed in the UK

Tap into your businesses potential

Created for business owners, senior managers and leaders from all business sectors, this 90% government-funded 12 week course is run by leading business schools across the UK. It could help you develop strategies for growth and innovation to digital adoption. 

Your business will need to be an SME running for at least a year, employing between 5 and 249 people. And you must be a senior decision maker with at least 1 direct report. Only 1 person can attend per business.  After the 90% government funding the cost of the course is £750.

Could you trade internationally?

Overseas markets could offer huge opportunities. Our tips and advice could help you to get started trading abroad, and we’ve also got useful insights if you’re thinking about exporting.

More about exporting

We could help with trade loans, bonds, letters of credit and lots more to get you going.

Learn about trade finance

Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only. Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.

Products that could help you scale

Better banking for businesses with Bankline

Bankline is an enhanced digital platform, tailored to your business. You can view all your accounts on one profile, create multiple users with customised roles, make payments of all sizes securely and link Bankline with your existing accounting software.

Criteria and fees may apply.

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Lombard Asset Finance

The UK's largest asset finance provider*, supporting businesses for over 160 years.

Whether you’re investing in vehicles, equipment or cutting-edge technology, Lombard's business finance solutions give you the tools that could help you grow and thrive.

*Asset Finance UK Top 50, 2022.

Security may be required. Product fees may apply. Subject to status.

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UK Enterprise Fund

Coutts have teamed up with British Growth Fund (BGF), the UK's leading growth-stage investor to launch the UK Enterprise Fund and help power the growth of small and medium sized enterprises (SMEs).

Our partners

Beauhurst 

Beauhurst is the ultimate UK private company data source. Thousands of professionals use Beauhurst data to discover, track, and understand the UK's high-growth companies.

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SUI

The ScaleUp Institute is a private sector, not-for-profit company focused on making the UK the best place in the world to scale up a business.

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Other support to help scale your business

Tap into our expertise

Our teams of experts cover  various sectors across the UK, so you can chat to us about specific products and planning for your business sector, and tap in to our local knowledge too.

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Scaling inspiration from our Business Hub

With a range of articles covering all sorts of business news and views, a couple of minutes reading could help you discover something new when it comes to scaling your business. You'll find guidance, market trends, sector news and lots more.

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